Thrivory raises $3.5M equity and launches ThriveNow API

Team S · 2025-11-21T10:28:10.000Z

Thrivory, a healthcare AI and fintech company, secures $3.5 million in equity funding and access to up to $25 million in credit. The equity round was led by Redesign Health, with the credit facility anchored by Trinity Capital to support scaling real-time, non-recourse claims payments for healthcare providers. Thrivory has launched ThriveNow API that embeds same-day claim payments directly into electronic health record (EHR) and practice management system (PMS) workflows, enabling providers to “get paid today” without taking on debt, personal guarantees, or workflow disruption. Thrivory’s platform combines healthcare-specific AI underwriting and real-time payments, predicting claim outcomes with around 96% accuracy, advancing up to 80% of expected claim value within hours, and absorbing the loss if a claim is denied. Thrivory addresses one of healthcare’s biggest financial pain points: slow, unpredictable insurer reimbursement that strains cash flow and limits practice growth. Early customers using the embedded instant-payment model report growth acceleration of up to 200%, with Thrivory so far reporting zero losses and zero write-offs on its portfolio.

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Thrivory raises $3.5M equity and launches ThriveNow API | Newnex