Tapaya Raises €1 Million Pre-Seed to Modernize In-Person Payments…

Team S · 2026-04-28T15:12:06.000Z

Prague-based fintech startup Tapaya has secured €1 million in pre-seed funding to transform how businesses accept in-person payments by replacing legacy payment terminals with software-based infrastructure. The round highlights growing investor demand for fintech platforms simplifying merchant payments, embedded finance, and next-generation checkout systems. The funding round was led by Passion Capital, with co-lead participation from Depo Ventures, alongside follow-on investment from BADideas.fund. The backing from early-stage European investors signals confidence in Tapaya’s vision to remove hardware dependency from offline commerce. Founded by Laura Ďorďová, Roman Kuchařík, and Petr Zahradník, Tapaya is building a software layer that combines compliance, processor integrations, and card-scheme connectivity into a single SDK. This allows developers to embed payment acceptance into Android devices, tablets, kiosks, iOS systems, and enterprise hardware without relying on dedicated card terminals. The company aims to significantly reduce integration timelines from many months to just days by abstracting complex certification and regulatory processes. As global merchants increasingly seek flexible omnichannel payment systems, Tapaya is entering a fast-growing market where software-first payment acceptance is becoming standard. Fresh capital will be used to secure PCI MPoC certification, expand proprietary payment infrastructure across Central and Eastern Europe, and prepare for emerging trends such as AI-powered agentic payments and the digital euro. As physical commerce digitizes rapidly, Tapaya’s funding round reflects a wider shift where payment hardware is being replaced by scalable software platforms.

Member Login Get Access

Tapaya Raises €1 Million Pre-Seed to Modernize In-Person Payments… | Newnex